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For individuals and their families, the words “You need a new organ” are earth-shattering. Luckily, we can make a difference.

How can you live an altruistic lifestyle when negativity is on your mind? Today we've got the answers as we share six tips to help train your brain to be more positive.

Whether it’s a staycation or a world trip —you deserve a break this year.

When you have an efficient morning routine, you set an effective tone for the rest of the day. Here are five ways to establish a productive morning routine.

Setting goals is simple. We’ve all heard different phrases, acronyms and ways to properly set a goal for life. However, accomplishing goals can be a whole different task.

If you’re looking for a way to get outside while also improving your whole self, gardening may be the hobby for you.

We all know volunteering has a positive influence, but did you know that it can actually assist your health?

No matter how old you are, what your musical taste is or whether or not you can read a note, there’s never a wrong time to learn how to play an instrument.

With the help of a bicycle, we can take better care of the environment, our physical bodies and even spend time together. So how can you mark this momentous occasion?

Fortunately, there are a few ways and practices to grow in your communication skills. Here are healthy habits you can try to become a strong communicator.

Accessible and Affordable Loans for Business Owners of Color

Business Consortium fund  (BCF) offers a wide range of flexible financing options with affordable repayment terms to help grow your business.  Our team will work with you to customize the solution that is right for your borrowing needs, with transparent terms and no prepayment penalty.

Applying online is fast, easy, and does not impact your credit score.

Existing applicant?   Sign In

Our Work

We're leveling the playing field by ensuring that business owners of color, who often struggle to get funding, have access to capital and the resources they need to help their businesses thrive.

Business Consortium Fund, Inc. is a 501 (c)(3) certified, not-for-profit business development group designated by the United States Department of the Treasury as a Community Development Financial Institution (CDFI).  Today, BCF is America's most comprehensive financing and technical support organization exclusively serving businesses with supply-chain contracts.  We offer loan programs, education resources and networks through our strategic partners, including the NMSDC network or 23 affiliated regional councils.

Discover Why Clients Chose Us

Ready to apply? Review our basic requirements

Minimum Eligibility Criteria

  • 51% ownership must be held by people of color. BCF's loan programs are designed to promote economic prosperity through fostering a more inclusive economy.
  • 650 personal credit score
  • 3+ years in business
  • $150,000+ Gross annual revenue
  • Positive Cashflow
  • Business to Business and/or Business to Government model
  • At least one (1) new or existing primary or subcontract, or purchase order

Documentation

  • 3 years business and personal tax returns
  • 3 years of financial statements
  • 6 months of business bank statements
  • Supplier diversity certification (or in process)
  • Primary government-issued ID such as Driver License, Passport
  • Personal guarantee from owners>= 10%

Employee Resources

This intranet is a central hub for our entire team of employees with the most recent documents, events and information.

Our impact this year has changed our community!

  • People Helped in the Metro Area

    29,530

  • Volunteer Hours

    250

  • Dollars Raised at our Annual Gala

    $1.45M

  • Program Participants

    1000

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