With the deep cold, consistent darkness and long hours spent indoors, winter can be a pretty difficult season to get through, and it can often affect our mood.
With the new year comes new goals, new ambitions and new horizons to set our eyes on. Last year is a thing of the past; now, we’re ready to accomplish something bigger and better in 2026.
If you want to make a difference in 2026, make giving a part of your New Year’s resolutions. Here are some ideas for how you can create resolutions that give back.
Santa Claus is a staple of the winter season, and has been for a very long time. But what do we really know about this jolly legend? Today, we’re going to find out.
As you prepare for all of the gifts, parties and dinners headed your way this season, here are some ideas for how to decrease stress during the holidays.
While the holidays are about spending time with others and spreading as much cheer as possible, it’s hard to spread cheer if you aren’t feeling great yourself.
For those of us who are able to give more, this is the perfect opportunity to get involved in your community and help spread the holiday cheer this season.
If you want to join in and celebrate National Write a Friend Month during this wonderful winter season, here are a couple writing ideas to get you started.
With Thanksgiving nearly behind us and the winter holidays coming up, how can you make others feel warm during the cold season? We have some ideas to get you started.
Gratitude is about more than taking a second to say “Thanks.” Gratitude shows true appreciation. This Thanksgiving, we have some ideas for how you can give gratitude.
Accessible and Affordable Loans for Business Owners of Color
Business Consortium fund (BCF) offers a wide range of flexible financing options with affordable repayment terms to help grow your business. Our team will work with you to customize the solution that is right for your borrowing needs, with transparent terms and no prepayment penalty.
Applying online is fast, easy, and does not impact your credit score.
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Personalized financing options to help your business thrive.
Our Work
We're leveling the playing field by ensuring that business owners of color, who often struggle to get funding, have access to capital and the resources they need to help their businesses thrive.
Business Consortium Fund, Inc. is a 501 (c)(3) certified, not-for-profit business development group designated by the United States Department of the Treasury as a Community Development Financial Institution (CDFI). Today, BCF is America's most comprehensive financing and technical support organization exclusively serving businesses with supply-chain contracts. We offer loan programs, education resources and networks through our strategic partners, including the NMSDC network or 23 affiliated regional councils.
Discover Why Clients Chose Us
Ready to apply? Review our basic requirements
Minimum Eligibility Criteria
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51% ownership must be held by people of color. BCF's loan programs are designed to promote economic prosperity through fostering a more inclusive economy.
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650 personal credit score
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3+ years in business
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$150,000+ Gross annual revenue
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Positive Cashflow
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Business to Business and/or Business to Government model
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At least one (1) new or existing primary or subcontract, or purchase order
Documentation
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3 years business and personal tax returns
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3 years of financial statements
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6 months of business bank statements
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Supplier diversity certification (or in process)
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Primary government-issued ID such as Driver License, Passport
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Personal guarantee from owners>= 10%
Employee Resources
This intranet is a central hub for our entire team of employees with the most recent documents, events and information.
Our impact this year has changed our community!
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People Helped in the Metro Area
31,530
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Volunteer Hours
250
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Dollars Raised at our Annual Gala
$1.45M
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Program Participants
1000






