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No matter how old you are, what your musical taste is or whether or not you can read a note, there’s never a wrong time to learn how to play an instrument.

With the help of a bicycle, we can take better care of the environment, our physical bodies and even spend time together. So how can you mark this momentous occasion?

Fortunately, there are a few ways and practices to grow in your communication skills. Here are healthy habits you can try to become a strong communicator.

If you try to live altruistically, then combating your own loneliness can play a vital role in how you serve others. Here’s how to overcome loneliness in everyday life.

While it might seem simple to say talents can help others, actually identifying your talents and putting them to good use can be a little bit more difficult.

We have the best motivational tips and tricks to keep you motivated for the end of the school year. Don’t give up yet—stay encouraged with these easy ideas.

Luckily, there are a few tips and tricks to encourage picky eaters young and old to try new foods. Check out these helpful hints to (hopefully) try new things.

Turns out, even the smallest steps can have an impact. This Earth Day, consider your ecological footprint and enact these seven green ways to embrace today.

Despite their age, children can have a powerful impact in the community, if only we encourage them to do so. Here are four reasons kids should start volunteering young.

Poetry is a cultural art form that combines the beauty of literature with an artistic sense of musicality. This National Poetry Month, you can celebrate by trying these 13 ideas.

Accessible and Affordable Loans for Business Owners of Color

Business Consortium fund  (BCF) offers a wide range of flexible financing options with affordable repayment terms to help grow your business.  Our team will work with you to customize the solution that is right for your borrowing needs, with transparent terms and no prepayment penalty.

Applying online is fast, easy, and does not impact your credit score.

Existing applicant?   Sign In

Our Work

We're leveling the playing field by ensuring that business owners of color, who often struggle to get funding, have access to capital and the resources they need to help their businesses thrive.

Business Consortium Fund, Inc. is a 501 (c)(3) certified, not-for-profit business development group designated by the United States Department of the Treasury as a Community Development Financial Institution (CDFI).  Today, BCF is America's most comprehensive financing and technical support organization exclusively serving businesses with supply-chain contracts.  We offer loan programs, education resources and networks through our strategic partners, including the NMSDC network or 23 affiliated regional councils.

Discover Why Clients Chose Us

Ready to apply? Review our basic requirements

Minimum Eligibility Criteria

  • 51% ownership must be held by people of color. BCF's loan programs are designed to promote economic prosperity through fostering a more inclusive economy.
  • 650 personal credit score
  • 3+ years in business
  • $150,000+ Gross annual revenue
  • Positive Cashflow
  • Business to Business and/or Business to Government model
  • At least one (1) new or existing primary or subcontract, or purchase order

Documentation

  • 3 years business and personal tax returns
  • 3 years of financial statements
  • 6 months of business bank statements
  • Supplier diversity certification (or in process)
  • Primary government-issued ID such as Driver License, Passport
  • Personal guarantee from owners>= 10%

Employee Resources

This intranet is a central hub for our entire team of employees with the most recent documents, events and information.

Our impact this year has changed our community!

  • People Helped in the Metro Area

    29,530

  • Volunteer Hours

    250

  • Dollars Raised at our Annual Gala

    $1.45M

  • Program Participants

    1000

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